Comments on: How long after completing a bankruptcy should I be able to apply for new credit? http://khimming.com/how-long-after-completing-a-bankruptcy-should-i-be-able-to-apply-for-new-credit/ Legal Questions & Free Legal Research Thu, 01 Jul 2010 19:22:53 +0000 hourly 1 http://wordpress.org/?v=3.0 By: Insurance Mutual http://khimming.com/how-long-after-completing-a-bankruptcy-should-i-be-able-to-apply-for-new-credit/comment-page-1/#comment-937 Insurance Mutual Sat, 04 Apr 2009 11:30:06 +0000 http://khimming.com/how-long-after-completing-a-bankruptcy-should-i-be-able-to-apply-for-new-credit/#comment-937 If you reaffirmed any secured creditors, you are already rebuilding your credit. (Reaffirmed means that you signed an agreement with the creditor and filed with the court that you will pay for and keep the security usually according to the original terms of the loan.) Otherwise, most people are offered new credit within a matter of months. With the current economic climate, credit is supposed to be tightening, but creditors like Capital One, Juniper Bank and Orchard Bank still offer rebuilding type credit cards. Other decent options include car loans and secured credit cards. But always remember to use credit sparingly, as it was credit that caused you to file bankruptcy in the first place. If you reaffirmed any secured creditors, you are already rebuilding your credit. (Reaffirmed means that you signed an agreement with the creditor and filed with the court that you will pay for and keep the security usually according to the original terms of the loan.) Otherwise, most people are offered new credit within a matter of months. With the current economic climate, credit is supposed to be tightening, but creditors like Capital One, Juniper Bank and Orchard Bank still offer rebuilding type credit cards. Other decent options include car loans and secured credit cards.

But always remember to use credit sparingly, as it was credit that caused you to file bankruptcy in the first place.

]]> By: Dating Advice http://khimming.com/how-long-after-completing-a-bankruptcy-should-i-be-able-to-apply-for-new-credit/comment-page-1/#comment-936 Dating Advice Sat, 04 Apr 2009 04:32:57 +0000 http://khimming.com/how-long-after-completing-a-bankruptcy-should-i-be-able-to-apply-for-new-credit/#comment-936 If you want to start rebuilding your credit, look for a secured credit card. It'll be reported like a regular one, but you put the money on it that'll be used, sorta like a debit card but this one helps your credit. With the credit crunch that is going on currently, you won't be able to apply for at least 3-7 years. If you want to start rebuilding your credit, look for a secured credit card. It’ll be reported like a regular one, but you put the money on it that’ll be used, sorta like a debit card but this one helps your credit.

With the credit crunch that is going on currently, you won’t be able to apply for at least 3-7 years.

]]> By: Diet Tea http://khimming.com/how-long-after-completing-a-bankruptcy-should-i-be-able-to-apply-for-new-credit/comment-page-1/#comment-935 Diet Tea Thu, 02 Apr 2009 11:39:14 +0000 http://khimming.com/how-long-after-completing-a-bankruptcy-should-i-be-able-to-apply-for-new-credit/#comment-935 7 to 10 years is how long it will stay on your credit report. 7 to 10 years is how long it will stay on your credit report.

]]> By: RC Airplanes http://khimming.com/how-long-after-completing-a-bankruptcy-should-i-be-able-to-apply-for-new-credit/comment-page-1/#comment-934 RC Airplanes Mon, 30 Mar 2009 15:51:25 +0000 http://khimming.com/how-long-after-completing-a-bankruptcy-should-i-be-able-to-apply-for-new-credit/#comment-934 At least 3 years At least 3 years

]]> By: Insurance Mutual http://khimming.com/how-long-after-completing-a-bankruptcy-should-i-be-able-to-apply-for-new-credit/comment-page-1/#comment-1162 Insurance Mutual Sun, 29 Mar 2009 11:00:12 +0000 http://khimming.com/how-long-after-completing-a-bankruptcy-should-i-be-able-to-apply-for-new-credit/#comment-1162 If you reaffirmed any secured creditors, you are already rebuilding your credit. (Reaffirmed means that you signed an agreement with the creditor and filed with the court that you will pay for and keep the security usually according to the original terms of the loan.) Otherwise, most people are offered new credit within a matter of months. With the current economic climate, credit is supposed to be tightening, but creditors like Capital One, Juniper Bank and Orchard Bank still offer rebuilding type credit cards. Other decent options include car loans and secured credit cards. But always remember to use credit sparingly, as it was credit that caused you to file bankruptcy in the first place. P.S. - Sorry, forgot to tell you great post! If you reaffirmed any secured creditors, you are already rebuilding your credit. (Reaffirmed means that you signed an agreement with the creditor and filed with the court that you will pay for and keep the security usually according to the original terms of the loan.) Otherwise, most people are offered new credit within a matter of months. With the current economic climate, credit is supposed to be tightening, but creditors like Capital One, Juniper Bank and Orchard Bank still offer rebuilding type credit cards. Other decent options include car loans and secured credit cards.

But always remember to use credit sparingly, as it was credit that caused you to file bankruptcy in the first place.
P.S. – Sorry, forgot to tell you great post!

]]>