Comments on: Can attorneys remove collection items from the credit report? http://khimming.com/can-attorneys-remove-collection-items-from-the-credit-report/ Legal Questions & Free Legal Research Wed, 23 Dec 2009 17:46:13 +0000 http://wordpress.org/?v=2.9 hourly 1 By: Golf Course http://khimming.com/can-attorneys-remove-collection-items-from-the-credit-report/comment-page-1/#comment-462 Golf Course Fri, 16 Jan 2009 07:44:46 +0000 http://khimming.com/can-attorneys-remove-collection-items-from-the-credit-report/#comment-462 Before you sign up with anyone to fix your credit, read this: Don't waste money paying someone to fix your credit. Use the money to pay off your debts. Before you sign up with anyone to fix your credit, read this:

Don’t waste money paying someone to fix your credit. Use the money to pay off your debts.

]]> By: Online Degree http://khimming.com/can-attorneys-remove-collection-items-from-the-credit-report/comment-page-1/#comment-461 Online Degree Fri, 16 Jan 2009 00:20:47 +0000 http://khimming.com/can-attorneys-remove-collection-items-from-the-credit-report/#comment-461 WHY PAY A LAWYER IN ILLINOIS WHEN YOU CAN GO TO LEXINGTONLAW.COM AND ONLY PAY THEM ABOUT 70% LESSER THAN A DIRECT LAWYER. YOUR CASE IS WORKED FASTER THAN IF YOU WERE TO DISPUTE IT YOURSELF. CALL THEM TODAY. WHY PAY A LAWYER IN ILLINOIS WHEN YOU CAN GO TO LEXINGTONLAW.COM AND ONLY PAY THEM ABOUT 70% LESSER THAN A DIRECT LAWYER. YOUR CASE IS WORKED FASTER THAN IF YOU WERE TO DISPUTE IT YOURSELF. CALL THEM TODAY.

]]> By: LA Real Estate http://khimming.com/can-attorneys-remove-collection-items-from-the-credit-report/comment-page-1/#comment-460 LA Real Estate Tue, 13 Jan 2009 17:00:56 +0000 http://khimming.com/can-attorneys-remove-collection-items-from-the-credit-report/#comment-460 Dont pay an attorney!!!!!! They cant do anymore than you can. All you have to do is dispute the items and if they are not yours they will be taken off, but if the debt is legit and can be proved to be yours then there is not way to get it off without paying the debt off. There is no quick fix, it does take time but if you are diligent enough it will work out just as good. Dont pay an attorney!!!!!! They cant do anymore than you can. All you have to do is dispute the items and if they are not yours they will be taken off, but if the debt is legit and can be proved to be yours then there is not way to get it off without paying the debt off. There is no quick fix, it does take time but if you are diligent enough it will work out just as good.

]]> By: Insurance Mutual http://khimming.com/can-attorneys-remove-collection-items-from-the-credit-report/comment-page-1/#comment-459 Insurance Mutual Tue, 13 Jan 2009 11:23:52 +0000 http://khimming.com/can-attorneys-remove-collection-items-from-the-credit-report/#comment-459 Not the attorney themself. However, they can request it through the credit bureau that it be removed. Not the attorney themself. However, they can request it through the credit bureau that it be removed.

]]> By: Insurance Mutual http://khimming.com/can-attorneys-remove-collection-items-from-the-credit-report/comment-page-1/#comment-458 Insurance Mutual Sun, 11 Jan 2009 00:16:53 +0000 http://khimming.com/can-attorneys-remove-collection-items-from-the-credit-report/#comment-458 Accurate negative info stays on your credit files...You can't pay an attorney or anyone else to remove accurate negative info. .There is, however, one trick that "may" help to remove negatives from your credit files. You can do this by yourself and you don't have to pay anyone. Per the Fair Credit Reporting Act you have the right to request written validation of negative entries on your credit files. Per this law they must validate the item(s) within 30 days or remove them from your credit file. Mail a letter via certified mail with return receipt to all three credit bureaus (Equifax, TransUnion & Experian). Include a photocopy of your driver's license and social security card...If you don't include these, they may write back requesting them, which would slow the process down by several weeks. In your letter, simply state: Per the Fair Credit Reporting Act, I am requesting written validation of this item. ------------------------------------------ Do this one at a time for each negative entry....DO NOT request validation for all items at one time. There is NO guarantee that this will work....It may give some decent results. The worst that can happen is that all negative items come back verified. Accurate negative info stays on your credit files…You can’t pay an attorney or anyone else to remove accurate negative info. .There is, however, one trick that “may” help to remove negatives from your credit files. You can do this by yourself and you don’t have to pay anyone.

Per the Fair Credit Reporting Act you have the right to request written validation of negative entries on your credit files. Per this law they must validate the item(s) within 30 days or remove them from your credit file.

Mail a letter via certified mail with return receipt to all three credit bureaus (Equifax, TransUnion & Experian). Include a photocopy of your driver’s license and social security card…If you don’t include these, they may write back requesting them, which would slow the process down by several weeks. In your letter, simply state:

Per the Fair Credit Reporting Act, I am requesting written validation of this item.
——————————————

Do this one at a time for each negative entry….DO NOT request validation for all items at one time.

There is NO guarantee that this will work….It may give some decent results. The worst that can happen is that all negative items come back verified.

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